Free bill review for patients

Understand your medical bill before you pay.

Upload your hospital or doctor bill plus your insurance EOB. Check Medical Bill flags common billing problems and gives you clear next steps—not jargon, not guesswork.

No credit card · Private account · Typical review in under 5 minutes

Bill + EOB upload Duplicate charge checks Denial & network flags

What we scan for

  • Duplicate CPT / HCPCS lines on the same visit
  • “Denied” or “not covered” language vs. your EOB
  • Out-of-network surprise billing indicators
  • High balances that deserve an itemized statement

Educational tool only—not legal or insurance advice.

Without a second look

  • Hours on hold with billing
  • PDFs full of codes you can’t read
  • Paying because the bill “looks official”

With Check Medical Bill

  • Findings ranked by estimated impact
  • Plain-English explanations
  • Suggested calls and questions to ask

How it works

Three steps from confused to prepared.

1

Upload

Add your provider bill and insurance EOB (PDF, photo, or text).

2

Review

We run automated checks and show possible issues with estimated dollar impact.

3

Act

Use suggested next steps to call billing, verify denials, or request itemized detail.

Who this is for

Anyone staring at a confusing statement or surprise balance.

Surprise hospital bills

ER visits, surgery, or facility fees that don’t match what you expected insurance to cover.

EOB doesn’t match the bill

When what the provider charged and what the payer processed don’t line up.

High patient responsibility

Balances of hundreds or thousands where an itemized review is worth your time.

What we check

Automated rules focused on mistakes patients can actually dispute.

Duplicate line items

Repeated procedure codes on the same date of service can inflate what you owe.

Denial language

We flag denials so you can confirm reason codes with your insurer before paying the provider.

Out-of-network flags

Indicators that help you ask about network status and surprise-billing protections.

Your data stays yours

Uploads are stored in your account—not sold or posted publicly. See our Privacy Policy.

“I didn’t know duplicate procedure codes were even a thing. The review gave me the exact questions to ask billing—and I’m not a numbers person.”

— Early user, surprise ER bill

Common questions

Is this legal or medical advice?

No. Check Medical Bill is an educational tool. It does not replace a lawyer, licensed medical billing advocate, or your insurance company. Always confirm findings with your provider and payer.

Do you pay my bills or negotiate for me?

No. We analyze documents you upload and suggest questions and next steps. You stay in control of payments and disputes.

What should I upload?

Your provider bill and your insurer’s Explanation of Benefits (EOB). PDF works best; clear photos of paper statements are OK too.

What file types are supported?

PDF, PNG, JPG, and plain text files (up to 10 MB each).

How is my information protected?

See our Privacy Policy for how we collect, store, and delete data.

Your bill deserves a second look.

Create a free account and run your first review in minutes.